Intro to Instnt Verify™
Instnt Verify™ is a continuous identity assurance solution enabling businesses to verify transactions from authorized account owners. This solution stops account takeovers and aids anti-money laundering efforts. It helps businesses gain identity assurance from account opening on Day-zero to transactions on Day-N.
How it works
Once you sign up for Instnt Verify™, you can begin to integrate Instnt Verify™ functionality using one of our SDKs. First, initiate the verification process session by using the appropriate SDK function. Then you invoke the SDK verify function- to send the required data to Instnt API for user verification.
It will provide you with real-time feedback of verified or reverify. The user is trusted if verified only. Reverify status will route the user for additional verification based on your application.
Auditing
Instnt dashboard provides a verification summary to review user actions. The dashboard contains detailed status per verification events with the action and decision outcome information.
Reason Codes
|
Reason Code |
Decision |
Description |
|
TV101 |
Negative |
High risk score based on behavioral score, data integrity and device information |
|
TV102 |
Neutral |
Low confidence score; need more transactions to build a behavioral profile |
|
TV103 |
Negative |
Low behavioral score with low confidence score |
|
TV104 |
Neutral |
High behavioral score with low confidence score |
|
TV105 |
Negative |
Low behavioral score with high confidence score |
|
TV106 |
Positive |
High behavioral score with high confidence score |
|
TV107 |
Neutral |
Couldn't check behavioral score due to corrupted data |
|
TV108 |
Neutral |
Couldn't check device information due to corrupted data |