Instnt Verify™

Intro to Instnt Verify

Instnt Verify is a continuous identity assurance solution enabling businesses to verify transactions from authorized account owners. This solution stops account takeovers and aids anti-money laundering efforts. It helps businesses gain identity assurance from account opening on Day-zero to transactions on Day-N. 

How it works

Once you sign up for Instnt Verify™, you can begin to integrate Instnt Verify™ functionality using one of our SDKs. First, initiate the verification process session by using the appropriate SDK function. Then you invoke the SDK verify function- to send the required data to Instnt API for user verification.

It will provide you with real-time feedback of verified or reverify. The user is trusted if verified only. Reverify status will route the user for additional verification based on your application.

Auditing

Instnt dashboard provides a verification summary to review user actions. The dashboard contains detailed status per verification events with the action and decision outcome information.

Reason Codes 

Reason Code

Decision

Description

TV101

Negative

High risk score based on behavioral score, data integrity and device information

TV102

Neutral

Low confidence score; need more transactions to build a behavioral profile

TV103

Negative

Low behavioral score with low confidence score

TV104

Neutral

High behavioral score with low confidence score

TV105

Negative

Low behavioral score with high confidence score

TV106

Positive

High behavioral score with high confidence score

TV107

Neutral

Couldn't check behavioral score due to corrupted data

TV108

Neutral

Couldn't check device information due to corrupted data

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